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Renters Insurance

Servicing these States

  • North Carolina
  • South Carolina

Renters Insurance

Whether you live in Greenville or another nearby city in South Carolina and North Carolina, many of the residents are taking advantage of renting a home or apartment for several reasons. No matter why you choose to rent, it is financially responsible for you to protect your property with renters insurance.

What Is Renters Insurance?

It is considered renting when you are leasing property for yourself or your family. Renters insurance will help you replace any personal property you may own if the rental property is damaged by an incident that was out of your control.

Is Renters Insurance Required?

While it is not a state requirement for you to carry renters insurance, many leasing contracts are starting to require a renters' insurance policy on file before you can move into the residence. Even if it is not required, it is recommended and good practice because of the coverage that it offers.

What is Covered by Renters Insurance?

With a renters insurance policy, you get coverage for the following:

  • Personal property protection
  • Liability coverage
  • Temporary relocation expenses

Any property you own, like furniture, for example, can be replaced in the event of a tragedy. You need to ensure these high price items are listed on your policy. Anything that can be repaired during damage assessment will be, but if not, it can be replaced for an equal or lesser value.

Also, if you have injured guests, you can get liability coverage to assist with medical expenses. Without this coverage, you will have to pay out of pocket, as the owner may not be found responsible. Finally, if something happens to the property you are renting and you need to relocate temporarily, your renter's insurance policy will assist with these expenses.

Need More Information?

Contact our team at Greenville Insurance Advisors LLC today if you want to ask more questions or get a personal quote.

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